location.beaches.districts_subtitle
Downtown with Sky Tower, Queen Street, and Viaduct Harbour.
Trendy suburb with cafes, boutiques, and restaurants.
Historic village across harbour with Victorian architecture.
Beach suburb with promenade and city views.
Average temperature by month
location.payment.subtitle
Highly cashless (94% electronic transactions, only 6% cash). EFTPOS/PayWave universal. Cash accepted almost everywhere but optional. Small surcharge (1-2%) for tap-and-go until May 2026. Cash handy in rural areas.
Banks: ANZ, Westpac, BNP (customers only for some services), Kiwibank. BNZ uses Travelex partner (promo code TRAVELEXBNZ). No single provider has best rates for all currencies. Use The Currency Shop to compare. Avoid airport/hotel exchanges.
Tipping not expected. New Zealand has no tipping culture. Service charge included.